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Home / Payments / ACH — In & Out
Families pay tuition by free ACH; the school pays payroll, vendors, and reimbursements out the same rails — with approvals, scheduling, and every movement on one ledger.
Sound familiar?
Tuition on autopay by credit card costs the school 2-3% for no reason — ACH moves the same money for pennies.
Vendor checks printed, signed by two board members, and mailed — while reimbursements wait weeks and payroll runs on a separate system.
Whoever holds the checkbook holds the process. Approval flows, audit trails, and scheduled payments don't exist.
What you get
Bank-transfer tuition and donations at no cost to the family and near-zero cost to the school — the default rail for recurring payments.
Insufficient-funds retries timed intelligently, with polite notifications — recovering the majority of failed pulls without a phone call.
Pay the caterer, the bus company, and the insurance bill by ACH from the platform — scheduled, approved, and logged.
Staff reimbursements and payroll-adjacent transfers out by ACH — same-day options when it matters.
Dual-approval thresholds, role-based permissions, and a complete audit trail on every outgoing dollar — board-grade controls.
Every dollar in and out on one reconciled ledger, exportable to QuickBooks — your bookkeeper's new favorite thing.
cost to move tuition by ACH instead of 2-3% card fees
Explore more
613OS is a financial technology company, not a bank. Banking services, deposit accounts, and cards are provided through licensed partner banks, Members FDIC. Yield rates variable and subject to change; deposit insurance applies through partner banks up to applicable limits. Card programs subject to approval.
Bring a recent processing statement and bank statement to your demo — we'll show you the savings and the yield, line by line.