Growth engine · System of record · Payments — all in one, for Jewish institutions.
✦The only operating system built for Jewish institutions.

Home / Payments / Calculator

Savings calculator

Your school's numbers,
not our claims.

Slide your student count and tuition in — see your processing savings with surcharging, the yield your balances could earn, and whether you qualify for free software. Estimates in real time.

Your estimated annual impact

Total payment volume—
— of which card volume—
Card fees you pay today—
Card fees with surcharging*$0
Yield on balances (est. 4.0% APY)—
Vendor bills replaced (typical)$28,200
Total annual impact—
—
Verify these numbers on a demo

*Estimates for illustration only; actual results vary by card mix, state rules, and configuration. Surcharging offered where permitted by applicable law and card-network rules, with required disclosures; applies to credit cards only (never debit) and never exceeds the cost of acceptance. Yield estimates assume a variable 4.0% APY through FDIC-insured partner banks; rates change. 613OS is a financial technology company, not a bank. Vendor-replacement figure reflects the typical 18-tool stack shown on our homepage; your stack may differ.

Numbers look good?
Let's verify them.

Send us a real processing statement — we beat your effective rate or tell you to keep your processor.

Book a statement review

Surcharging offered where permitted by applicable law and card-network rules, with required disclosures; surcharges apply to credit cards only (never debit) and never exceed the cost of acceptance.